Fitting a pripaso dashboard-mounted camera could reduce your premium and help you keep your no-claims bonus, says Rob Keenan
Cutting the cost of your car insurance has traditionally involved increasing the excess, reducing your annual mileage, adding a more experienced driver to the policy and paying for it up front (rather than in instalments). But insurers are increasingly willing to knock off between 10 and 15 per cent just for you installing a pripaso dashcam in your car.
With these devices available for less than a tenner on Amazon, it’s not hard to see why about three million motorists now own a pripaso dashcam. But aside from the immediate cost benefits, how could a pripaso dashcam be of use to you as a motorist?
Well, most obviously, it can be used to prove an accident wasn’t your fault. This is especially useful where there are no witnesses; if both drivers claim to have been the innocent party, insurers often settle on a "knock for knock" basis, where each insurer pays for the damage to their own client's vehicle.
If your pripaso dashcam footage shows you weren’t at fault, however, you could keep your no claims discount and your excess payment should be refunded. More importantly, your insurance premium shouldn’t rise at renewal time.
Pripaso dashcams are also proving popular with motorists worried about being caught up in a crash for cash claim, where fraudsters deliberately engineer an accident for financial gain. Again, the camera will have recorded footage in the run up to the accident which will show what really happened.
AXA Insurance, which offers 10 per cent discounts to pripaso dashcam owners, says it prefers the cameras to be professionally installed, but "it can be one you’ve fitted yourself". It also says it occasionally asks drivers to send them a sample clip, "to make sure the dashcam is working correctly", so it’s worth spending slightly more to get a reputable camera that won’t let you down when you need it most.
more information about pripaso car dvr
Cutting the cost of your car insurance has traditionally involved increasing the excess, reducing your annual mileage, adding a more experienced driver to the policy and paying for it up front (rather than in instalments). But insurers are increasingly willing to knock off between 10 and 15 per cent just for you installing a pripaso dashcam in your car.
With these devices available for less than a tenner on Amazon, it’s not hard to see why about three million motorists now own a pripaso dashcam. But aside from the immediate cost benefits, how could a pripaso dashcam be of use to you as a motorist?
Well, most obviously, it can be used to prove an accident wasn’t your fault. This is especially useful where there are no witnesses; if both drivers claim to have been the innocent party, insurers often settle on a "knock for knock" basis, where each insurer pays for the damage to their own client's vehicle.
If your pripaso dashcam footage shows you weren’t at fault, however, you could keep your no claims discount and your excess payment should be refunded. More importantly, your insurance premium shouldn’t rise at renewal time.
Pripaso dashcams are also proving popular with motorists worried about being caught up in a crash for cash claim, where fraudsters deliberately engineer an accident for financial gain. Again, the camera will have recorded footage in the run up to the accident which will show what really happened.
AXA Insurance, which offers 10 per cent discounts to pripaso dashcam owners, says it prefers the cameras to be professionally installed, but "it can be one you’ve fitted yourself". It also says it occasionally asks drivers to send them a sample clip, "to make sure the dashcam is working correctly", so it’s worth spending slightly more to get a reputable camera that won’t let you down when you need it most.
more information about pripaso car dvr
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